EBUSLOANS.COM

Welcome to Easy Business Loans

FAST. SIMPLE. BUSINESS FUNDING

Get the Capital You Need to Grow, Within 1–3 Days. USA ONLY

LOW RATESPERSONAL LOAN
Confident small business owner

Funding Solutions for Every Business

USA only · Funding in as little as 24–72 hours

Equipment Financing

$10k–$750k

Amount

6mo–10yr

Terms

24 hrs

Approval

  • Purchase or lease business equipment
  • Preserve working capital
  • Soft costs included (install, shipping)
  • 600+ credit score
Apply Here

Revenue Based Financing

$2k–$1M

Amount

3–18 mo

Terms

24 hrs

Approval

  • Repay as % of future revenue
  • Payments flex with your sales
  • Payroll, inventory, taxes & more
  • 500+ credit score
Apply Here

Term Loans

$25k–$500k

Amount

12–60 mo

Terms

625+

Min. CS

  • Fixed repayment schedule
  • Large investments & expansions
  • 1 year in business required
  • $100k+ annual revenue
Apply Here

Business Lines of Credit

Up to $750k

Limit

1–3 days

Approval

600+

Min. CS

  • Draw what you need, when you need it
  • Pay interest only on what you draw
  • 6+ months in business
  • $10k+ monthly revenue
Apply Here

Business Startup Fund

Up to $150K

Max Funding

680+ CS

Min. Credit

1–3 Days

Approval

  • For persons starting a brand new business
  • Up to $150,000 in startup funding
  • 680+ personal credit score required
  • No existing business revenue required
  • Fast, simple online application

680+ credit score required across all 3 bureaus

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One Payment Consolidation

2 or More

Advances

1 Payment

Result

1–3 Days

Approval

  • Combines two or more existing advances
  • Single manageable payment
  • Reduce daily or weekly payment stress
  • Simplify your cash flow management
  • May lower your overall payment amount
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Submission Checklist

Have these 4 items ready before you apply — it speeds up your approval significantly.

1
Signed ApplicationComplete and sign the loan application in full. All fields must be filled out accurately — incomplete applications cause delays. Your signature confirms the information provided is true and correct.
2
Bank StatementsProvide your 3 most recent business bank statements (all pages). Statements must show your business name, account number, and transaction history. This helps lenders verify your cash flow and average monthly revenue.
3
Driver's LicenseA valid, government-issued photo ID for all owners with 20% or more ownership. The ID must be current and not expired. This is required to verify your identity and satisfy federal lending compliance.
4
Voided Business CheckA check from your business checking account with "VOID" written across it. This confirms your business bank account details — routing and account number — for funding deposit and repayment setup.

Personal Unsecured Term Loan

9–15%

Rates

5–7 yrs

Terms

680+

Min. CS

  • Must be employed
  • No assets or collateral required
  • No upfront fees or down payment
  • Fixed monthly payments

Requires 2 yrs personal tax returns showing $50k+ taxable income

Apply Here

Business Credit Card

Up to $150k

Limit

0%

Intro APR

6–12 mo

Period

  • 0% interest intro period
  • Reports only to business credit
  • Established business required
  • 700+ credit score
Apply Here
Commercial real estate

Real Estate — Short Term

Up to 90%

LTC

Up to 80%

LTV

7–35 days

Funding

  • Fix & Flip
  • Ground-Up Construction
  • Bridge Loans
  • Acquisition, rehab, refinance & repositioning
Apply Here

Long-Term Real Estate

Stable income-producing properties

Real Estate — Long Term

Up to 80%

LTV

25–30 yrs

Terms

2–5 wks

Closing

  • Rental (DSCR)
  • Commercial Real Estate
  • DSCR-based qualification
  • 25–30 year fixed or hybrid terms
Apply Here

Additional Services

Merchant Payment Sys

Credit Card Machine from us plus save $1000s on processing fees — means more profit for your business. Plus need new equipment? We have you covered.

Apply Here

Identity Protection

Top of the line identity protection services with the utmost financial and information defense. Up to $1M coverage.

Apply Here

Healthcare Plans

CHEAPER HEALTH PLANS — Get a more affordable Health Plan. High-Quality Healthcare, Up To 60% Savings.

Upgrade Your Healthcare

Get to Know Us

Easy Business Loans or Ebusloans is an independent broker. Your information is sent only to our funders. For more options contact us. (We do not sell your info). Be blessed.

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